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PostWysłany: Wto Gru 24, 2019 07:03    Temat postu: sy to read since there is no envelope requi Odpowiedz z cytatem

For first time buyers that are struggling to get on the housing market Darius Leonard Game Jersey , there may be one option that you have not heard about. The HomeBuy Direct scheme aims to help first time buyers who can’t afford to buy a home on their own, by contributing up to 30 per cent of the cost of the home through an equity loan.

The scheme is jointly funded by the Government and new home developers. The remaining 70 per cent of the value of the house must be funded through you, usually by a mortgage and some form of deposit.


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Throughout the first five years in the property the homeowner does not pay any interest on the loan. This kicks in in year six, at the rate of 1.75 per cent of the total equity value, and rises each year by the Retail Price Index plus 1 per cent. This idea of this increasing fee system is to encourage homeowners to pay off the loan more quickly Peyton Manning Game Jersey , thus encouraging them to own 100 per cent of the home themselves.


The scheme only applies to new homes, and the applicant must fit several criteria in order to qualify. Firstly, the household income must be less than 60,000. If you intend to buy a home on your own Khari Willis Limited Jersey , the household income will be solely our earnings, if you and your partner intend to buy together; both your salaries will be taken into account.


The scheme is open to a range of people that cannot afford to buy in their current circumstances. These include key workers in the public sector, first time buyers, people renting council or housing association housing or those who have previously owned a home but now cannot afford to do so.


Time is running out on the scheme Bobby Okereke Limited Jersey , and prospective buyers have around one month left to take advantage of it. All homes bought with HomeBuy Direct funds must be completed by the 30th September, any homes still completing after this date will not be able to use the schemes funds, even if the sale is progress.


Arthur Sperks is obsessed with homes, architecture Parris Campbell Limited Jersey , design and the property market; including schemes like HomeBuy Direct that help individuals get on the property ladder. He writes frequently on these subjects and enjoys guest posting on numerous blogs throughout the Internet.




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